Job Description:

Job information Mortgage Underwriter from the Company Chetwood Financial Limited, this latest Mortgage Underwriter job vacancy is located in the city Hybrid work in Fleet GU located in the country United Kingdom . This latest job opening is open to job seekers who have the latest education / graduate GCSE . Job Vacancies in this Mortgage field have been opened and published up to the specified time.

Job Responsibility:

About CHL Mortgages for Intermediaries (CMI) - (part of the Chetwood Financial Bank)

We've been challenging the way financial services firms should operate ever since our

launch back in 2016.

From day one, we've been focused on helping customers underserved by the mainstream

banks, creating highly targeted products to meet their specific needs. Today, we focus on mortgage and savings products. We understand real people and their real lives, and our simple, clear approach is designed to help customers make sense of their money. We work hard to make sure customers get the quick and helpful support they need

in the moments that matter, when they matter.

We're a secure, stable, and well-funded bank backed by a large investor. We generate funding using retail deposits through our savings brand, SmartSave.

What you'll be doing?

Our Underwriter will assess risk and underwrite both personal and Limited Company buy-to-let mortgage applications. They will be required to adhere to rules set out within the credit framework, as well as adhere to compliance and regulatory policy and procedures. The Underwriter will work collaboratively and build good relations within the secured lending team, as well as the wider business and should be a source of reference/first point of referral for all internal and external stakeholders.

Responsibilities

• Underwrite mortgage applications on behalf of specific customer(s) within lending criteria and policy, within the approved lending mandate.
• Assess the commercial risk of mortgage applications and make recommendations on cases outside of current lending criteria.
• Discuss potential applications and give agreement in principle
• Build relationships with Introducers through verbal and written communications.
• Build relationships internally within the Lending and Sales Teams.
• Any other duties required to fulfil the requirements of the role.
• Take reasonable care not to put other people - fellow employees and members of the public - at risk by what you do or don't do in the course of your work. Comply with H&S instructions from the company and ensure you understand and follow the company's health and safety policies and procedures.

Skills and experience:

• A minimum of 5 years of mortgage underwriting experience is desirable
• Working in a similar fast-paced environment in an underwriter role
• Ability to prioritise tasks and manage time effectively, working on own initiative and as part of a team in order to meet SLAs and deadlines
• A good understanding of mortgages /underwriting
• Good IT skills
• Excellent verbal and written communication skills; able to remain calm under pressure
• Up-to-date knowledge of FCA /PRA and all relevant regulatory mortgage requirements
• Excellent organisational skills
• Attention to detail
• Flexible approach and “can do” attitude

Chetwood Benefits:

• Competitive salary
• 25 days holiday PLUS your BIRTHDAY off
• Pension contribution with Royal London
• Life Assurance
• Private medical, dental and optical health insurance with Axa
• Hybrid working - Fleet
• Free breakfast available

Data Protection

We anticipate that we will retain your data as part of the recruitment process for no longer than is necessary for the purpose for which it was collected unless we have sought your consent to keep your data for future suitable job vacancies. Chetwood Financial Ltd does not accept speculative or unsolicited CVs from Recruitment Agencies.

Any unsolicited CVs received will be treated as the property of Chetwood Financial and Terms & Conditions associated with the use of such CVs will be considered null and void.

Keywords : Fleet jobs

Closed Date : 2025-02-19