Second Charge Mortgage Specialist

Job information Second Charge Mortgage Specialist from the Company Master Finance Specialist Brokers, this latest Second Charge Mortgage Specialist job vacancy is located in the city Hybrid work in Hitchin SG HP. This latest job opening is open to job seekers who have the latest education / graduate . Job Vacancies in this Administration field have been opened and published up to the specified time.

Job Description :

Second Charge Mortgage Adviser

Hybrid/Remote roleSalary: [30,000 - 40,000] + Monthly bonus structure Full-time / PermanentHours: Monday to Friday 08.30am to 5.30pm

About the Role

We are seeking a skilled and motivated Second Charge Mortgage Adviser to join our dynamic brokerage. You will be responsible for providing expert advice on second charge mortgages, guiding introducers & clients through the process, and ensuring they receive the best possible solutions tailored to their needs.

Key Responsibilities

• Assess clients' financial situations and provide appropriate mortgage solutions.
• Take enquiries from introducing firms, provide quotations and provide excellent service to our introducing partners.
• Conduct thorough fact-finding to determine eligibility and suitability.
• Liaise with lenders, underwriters, and other third parties to facilitate smooth applications.
• Maintain up-to-date knowledge of market trends, lender criteria, and regulatory requirements.
• Ensure compliance with FCA regulations and company policies.
• Deliver a high standard of customer service, maintaining strong relationships with clients.
• Work towards individual and team targets, contributing to business growth.

Key Requirements

• CeMAP (or equivalent) qualification - essential.
• Experience in second charge mortgages, secured loans, or specialist lending.
• Strong knowledge of lender criteria and the wider mortgage market.
• Excellent communication and relationship-building skills.
• Ability to work independently and as part of a team.
• A results-driven mindset with a focus on customer outcomes.

Desirable Skills & Experience

• Experience working within a brokerage or financial services environment.
• Knowledge of credit-impaired lending and complex borrowing scenarios.
• Previous experience using mortgage software and CRM systems.

What We Offer

• Competitive salary with uncapped commission.
• Ongoing training and career development opportunities.
• Supportive and collaborative team environment.
• Company benefits after a period of employment

Job Types: Full-time, Permanent

Pay: £30,000.00-£40,000.00 per year

Additional pay:

• Bonus scheme
• Commission pay

Benefits:

• Company pension
• Work from home

Schedule:

• Monday to Friday

Work Location: Hybrid remote in Hitchin SG5 1HP